Dave Ramsey and cellular

Posted just a week or so ago and then earlier this summer. I agree Dave Ramsey totally rocks and I am listening to his program online and it is the best thing that has happened to me since I found this group.

I cant say enough about it.

An aside that literally blew me away. I posted months ago complaining of my huge cellular bill due to my teens running up the bill and me being fed up and cancelling 4 phones. Well I neglected to read the small print and got smacked with a 150.00 per phone cancellation penalty fee. I continued 60.00 per mo payments on an 800.00 bill and they immediately put it into collection.

Well I got a brainstorm. I found the name and address of the senior VP of cellular online and snail mailed a letter of complaint against the spurious and unfair charges.

Well, last week I received a phone call from California forgiving the debt and a check for 19.00!!They said we were good customers for over 5 years. How about that.

Older, wiser and still don’t need a cell phone.

I have the following suggestions

I have the following suggestions:

1. Go to the ftc web site www.ftc.gov and review your rights under the FAIR DEBT COLLECTION PRACTICES ACT.

2. File a complaint with the Better Business Bureau of Delaware www.bbb.org against Chase. This can be done online. Put down Chase Bank USA and it should lead you to the Delaware web site.

3. Try negotiating directly with Chase. Call 1-800-Chase-99 to get their executive offices.